How to create a PayPal US account - Tips to boost limits and avoid suspensions!

PayPal is one of the largest online payment platforms in the world today. MMO creators often need a US PayPal account for various reasons, such as:

• Ease of receiving payments.
• Improved dispute resolution capabilities.
• Access to tax benefits.

In this article, IPFighter will provide detailed instructions on creating a US PayPal account, even if you are not based in the US. It will also cover how to address issues like funds being held or account limitations.

What is a Paypal US account?

A PayPal US account is a PayPal account created with user information based in the United States and linked to a US-registered IP address.

PayPal accounts from different countries can transfer money to each other, but the exchange rates will be determined by the regulations of the country where the account is registered.

As a result, a PayPal US account is considered to belong to a US resident and must adhere to the laws and regulations of the United States.

Materials needed to prepare to create a Paypal US account

To register for a PayPal US account, you will need to prepare the following four items:

1. Complete information of a US citizen

Since you are signing up for a US PayPal account, you will need the personal information of a US resident. This includes:

• Full Name
• Date of Birth
• Address
• Social Security Number

Additionally, you may need information about their history, such as:

• Names of relatives or neighbors
• Previous addresses
• Criminal records (if applicable)
• Employment history

2. US phone number

A US phone number is required for verification purposes. You can purchase one from services like Google Voice, Comcast, or TextNow.

3. Credit card or bank account

A valid credit card or bank account is necessary to verify your PayPal account. Since most Vietnamese cards cannot be linked to a US PayPal account, it is recommended to use a US bank account for authentication.

4. Anti-detection and proxy browsing software

Proxy services will allow you to change your IP address to a US-based one. Anti-detection web browsing software will help mask your browser fingerprint, including user agent, WebGL, WebRTC, Canvas, and more.

The most challenging part is obtaining the personal information of the account owner. If you have friends or acquaintances who live and work in the US and have valid bank details, you may consider borrowing their information for this purpose.

Steps to create a Paypal US account

Once you have all the required materials, follow these steps:

• Create profile on antidetect browser with proxy.
• Visit paypal.com.
• Start registering an account.
• Connect to the bank.
• Bank verification.

Raise a Paypal account to receive money from eBay

PayPal is actually part of eBay’s parent corporation, making it a popular choice for receiving payments on eBay. However, it’s essential to grow your account carefully by receiving payments slowly and steadily.

Suggested schedule for receiving payments:

• Day 1: Receive 1 transaction of $10
• Day 2: Receive 1 transaction of $15
• …
• Day 5: Receive 2 $20 transactions

Following this method, funds will typically be released within 21 days. Once the funds are available, avoid rushing to withdraw. Instead, use the money for small purchases on eBay to build the account’s credibility.

Why is it necessary to do so? If you receive too many transactions in a short period, PayPal may limit your account.

Additionally, if your PayPal US account receives over $20,000, you will be required to declare it to the US Tax Department. At that point, you must provide your Social Security Number, which can be a complex process. To avoid this, ensure your account does not exceed the $20,000 threshold by switching to another account when nearing the limit.

Transferring money, withdrawing to a bank, and making purchases

When conducting transactions with a PayPal US account, identity verification is often required through the following methods:

1. Receive calls or SMS to registered phone number

The phone number linked to your account is crucial for verification. Always use a fixed SIM card rather than a virtual number when creating your PayPal US account, as this is the simplest and most reliable method.

2. Answer questions related to personal information

You may be asked to confirm details about personal or household information. For example:

• “The account owner’s name is Michael Scofield: Is there anyone in the house named David Scofield?”
• “Do you know anyone named Lincoln Burrows?”
• “How old is your wife this year?”
• “What is the district of the city you live in?”
• “What color is the car you bought in 2018?”

These questions can be challenging, and without accurate personal information, the success rate is typically very low (around 1%).

3. Upload identification documents

This step is often required when login errors occur. Uploading a clear photo of a valid passport is usually sufficient. The system performs automatic checks, so manual review is rarely needed.

Limited types of Paypal US accounts

There are two types of account restrictions (limited) on PayPal:

1. Temporary limited

When your account is temporarily restricted, PayPal will ask you to verify by sending documents such as:

• ID
• Invoice
• Driver’s license
• Bank statement

In this case, you should use the information you just purchased to create a document set (DOCS) to remove the restrictions.
PayPal US checks documents very carefully, so be cautious and work with a reputable source for support..

2. Limited forever

If the removal is unsuccessful, the PayPal US account will be permanently restricted and cannot be restored.
However, you can still withdraw funds after 180 days from the date of restriction.

Note about 180 days:
If it is a temporary restriction, after 180 days, you can still withdraw money as usual. If you attempt to upload your profile to remove the restriction after 180 days and fail, the account will be permanently restricted, and you must wait another 180 days.

You can call PayPal to apply for withdrawal in case of double restriction. After uploading your profile, call PayPal to have the account reviewed. The success rate is higher because the department carefully checks the records. Phone support is also more lenient if your profile isn’t perfect.

Prepare knowledge to answer questions from PayPal:
They may ask questions related to family, neighbors, car color, and residential address. Answering at least two questions correctly is usually sufficient to pass.

Instructions for withdrawing money from PayPal after 180 days in difficult situations

There are many challenging scenarios, but the worst is when you lose access to everything except your PayPal account and password. This situation is frustrating because you cannot add a bank account to withdraw funds.

In some cases, accounts may also require identity verification, preventing login until the verification is completed. At this point, PayPal accounts can feel almost derelict or even seem like they’ve been stolen. Some professionals might even ignore such accounts because they are too troublesome to recover.

If you find yourself in this situation, remain calm and follow these steps:

• Make the necessary documents for login.
• Grow cookies for a while.
• Change to another phone number.

Every 48 hours, try adding a bank once. When added, the system will ask to answer a security question. If you answer incorrectly, don’t worry. Please save the question to answer correctly next time, because every 48 hours, you have two times to answer. If it’s still wrong, come back in 48 hours to try again.

Instructions to retrieve Paypal USA password when facing an incorrect password error

Recovering your PayPal password is a straightforward process that involves two simple steps. Some services may charge high fees for assisting with these steps, but you can do it yourself as follows:

Step 1: Access the support link:  https://www.paypal.com/us/smarthelp/home . Here, you can request a new password to be sent to your PayPal account email.

Step 2: Log in to your email, get the confirmation code that PayPal sends and fill in the request box. After that, you can set a new password and log in normally.

In addition to knowing how to create a PayPal US account, understanding how to recover and manage your account is equally important. Hopefully, this guide will help you address any issues related to account recovery, limitations, or updating documents.